{"id":128515,"date":"2021-06-11T11:20:06","date_gmt":"2021-06-11T11:20:06","guid":{"rendered":"https:\/\/precoinnews.com\/?p=128515"},"modified":"2021-06-11T11:20:06","modified_gmt":"2021-06-11T11:20:06","slug":"bt-wealthwise-podcast-par-insurance-policies-do-lower-illustrative-rates-mean-lower-returns","status":"publish","type":"post","link":"https:\/\/precoinnews.com\/business\/bt-wealthwise-podcast-par-insurance-policies-do-lower-illustrative-rates-mean-lower-returns\/","title":{"rendered":"BT WealthWise Podcast: Par insurance policies &#8211; do lower illustrative rates mean lower returns?"},"content":{"rendered":"<p>BT WealthWise Ep 2: Par insurance policies &#8211; do lower illustrative rates suggest lower returns?<\/p>\n<p>13:25 min<\/p>\n<p><iframe loading=\"lazy\" frameborder=\"0\" height=\"180\" src=\"https:\/\/omny.fm\/shows\/bt-wealthwise\/par-insurance-policies-do-lower-illustrative-rates\/embed\" title=\" Do lower illustrative rates suggest lower returns? - WealthWise Ep 2\" width=\"100%\"><\/iframe><\/p>\n<p>Synopsis: Learn to protect and grow your wealth in this new Business Times monthly podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. \u00a0<\/p>\n<p>In this second episode of the WealthWise podcast, BT wealth editor Genevieve Cua looks into the insurance industry\u2019s reduction of illustrative rates for par policies in July 2021. What does this mean for you?<\/p>\n<p>She tackles the following points:\u00a0<\/p>\n<p>What are par policies, and what are the new illustration or projection rates taking effect in July? (1:18)<\/p>\n<p>Why are par policies\u2019 illustrative rates being reduced? (3:52)<\/p>\n<p>Life funds have actually performed well historically, in excess of the upper limit of the current illustrative rate (7:21)<\/p>\n<p>Her expectation of what insurers\u2019 product line-up of par products might look like in July: perhaps a lower level of guaranteed return and longer break-even points (9:08)<\/p>\n<p>Produced by: Genevieve Cua (gen@sph.com.sg), Ernest Luis, Lee Kim Siang<\/p>\n<p>Edited by: Adam Azlee<\/p>\n<p>Follow BT WealthWise podcasts and rate us on:<\/p>\n<p>Channel:\u00a0http:\/\/bt.sg\/btwealthwise<\/p>\n<p>Apple Podcasts:\u00a0http:\/\/bt.sg\/wwAP<\/p>\n<p>Spotify:\u00a0http:\/\/bt.sg\/wwSP<\/p>\n<p>Website:\u00a0http:\/\/bt.sg\/wealthwise<\/p>\n<p>Feedback to:\u00a0podcast@sph.com.sg<\/p>\n<p>Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.<\/p>\n<p>&#8212;<\/p>\n<p>Discover more BT podcast series:<\/p>\n<p>BT Money Hacks Podcast on:\u00a0https:\/\/bt.sg\/btmoneyhacks<\/p>\n<p>BT Mark To Market Podcast on:\u00a0http:\/\/bt.sg\/btmark2mkt<\/p>\n<p>BT Podcasts on:\u00a0http:\/\/bt.sg\/podcasts<\/p>\n<p>Follow our shows then, if you like short, practical podcasts!<\/p>\n<p>Join ST&#8217;s Telegram channel here and get the latest breaking news delivered to you.<\/p>\n<p>Source: <a href=\"https:\/\/www.straitstimes.com\/business\/bt-wealthwise-podcast-par-insurance-policies-lower-illustrative-rates-mean-lower-returns\" target=\"_blank\" rel=\"noopener\">Read Full Article<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BT WealthWise Ep 2: Par insurance policies<\/p>\n","protected":false},"author":3,"featured_media":128514,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[23051],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BT WealthWise Podcast: Par insurance policies - do lower illustrative rates mean lower returns? 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